‘I honestly don’t think that there are any suggestions that we could make to improve the service that we recieved’

Caroline, Devon. 

Calculating the amount you can borrow 

The amount you can raise using Equity Release is based on a number of factors:

Your property value and the age of the youngest homeowner. These are used to produce a percentage of the value of your property and converted to a maximum amount that they will lendIf the maximum a lender will lend is 30% of the property value, and the youngest homeowner is aged 70 and the property value is £300,000, the owners could raise up to £100,000.

 The interest rate and deal offered: this is dependent on how close the sum you borrow is to the maximum the lender will offer. The higher percentage of your property value you want to release, generally the higher the interest rate.

The market can be daunting to navigate. This makes it very important to seek advice from a Whole of Market broker, such as Ocean Equity Release who are able to access rates from all lenders and ensure your personal requirements are achieved.

Equity release Plymouth.

Equity Release

About Ocean Equity Release

First time buyer mortgage broker Plymouth.

What Equity Release can be used for

What Equity Release can be used for

Mortgage broker Plymouth.

Calculate the amount you can raise

How to calculate Equity Release interest

Equity Release

The Equity Release Process

Mortgage protection Plymouth.

Equity Release set up costs

How much will Equity Release cost?

Modern Day Equity Release

The advantages of modern day Equity Release

How Equity Release has improved. 

Equity Release

Alternatives to Equity Release

What other options are available? 

Frequently Asked Questions about Equity Release

Frequently Asked Questions


Buy to Let mortgages Plymouth.

How Equity Release helped me

Our Client Wendy, and how Equity Release helped her