About Ocean Equity Release
Ocean Equity Release provide retirement solutions in a range of ways and we are here to help you enjoy your retirement with confidence.
Our vision is to help build better futures for over 55’s. Our team put our clients at the heart of everything we do and work in line with our values of Integrity, efficiency and reliability. Looking after the retirement and protection needs of our clients is our number one priority.
How Ocean Equity release can help you
Equity release is a method of releasing some of the money built up in your property, without having to sell it. The amount of equity you can release depends on your age, how much your property is worth and how much you choose to borrow.
Releasing equity from your property is a big decision. To ensure you make the choices that are right for you, we will have several conversations or meetings to discuss all options available to you.
During our meetings, we like to encourage your family to take part in any conversations we have regarding equity release. This is for two reasons, firstly to ensure that, if needed, you have additional support in making decisions. Also to ensure that family members who may be affected by you releasing equity, are involved in the process from the beginning.Of course, the decision to involve family members in meetings remains yours and does not have to happen if you would prefer. However, we are happy to discuss it with any family members of your choice.
We work closely with local firms of solicitors to give you independent advice on all aspects of the equity release process, and to complete the paperwork on your behalf.
For our advice, we either charge a fixed fee, or a percentage of the amount you borrow. This is discussed in more detail with you in our first meeting. The fee is only payable once you have received your funds.
Equity Release in 2019 is very different from 10-15 years ago for a variety of reasons, such as; Increased regulation, an increase in available products, currently low interest rates which has led to a huge growth in those looking to release funds from their property in this way.
Types of Equity Release Ocean Mortgages can offer
Lifetime Mortgages where you can pay some, none or all the interest.
Mortgages that offer a ‘no negative equity guarantee’ which means that the mortgage outstanding will not exceed the value of your property.
Drawdown mortgages. You can take out a smaller lump sum and then draw down further funds when you need them.
Buy To Let Equity Release. This product means that you can release some of the equity in your Buy to Let property with no monthly payment payable, and still receive the full rental income.
Client Equity Release review
‘We needed help with Equity Release and Stuart helped in every way possible to get a deal that was right for us.
Contact us on 01752 658906 or firstname.lastname@example.org for a free, no obligation meeting to see if we can help you.