First Time Buyer Mortgages

First Time Buyer

Ocean Mortgages specialise in helping First Time Buyers purchase their new home.

Many First time buyers need extra help and advice on the costs and timescale involved in a first move as well as appropriate products available. As we offer whole of market mortgage advice, we can source mortgages from across all available.

Having the right mortgage to start with means future moves and changes in circumstances can be easier to deal with.

Types of Mortgages we can help with:

Help to Buy (including Forces Help to Buy)

Right to Buy

Parental deposit Mortgages

Guarantor Mortgages (which allows more to be borrowed by the First Time Buyers with a close relative also on the mortgage)

We offer free initial advice to show you how much you can borrow and what schemes are available to you to purchase your first home. This can then help you narrow down your search to the right price categories and areas.

Once you have found your dream home and are ready to out in an offer, we will produce a Decision In Principle certificate for you which you can show to an Estate Agent, Vendor or New Home developer such as at Sherford.

Free First Time Buyers Guide

We have produced a brochure to help First Time Buyers. It includes details of all stages of the house buying process to help you understand what you need to do and at what stage to purchase your new property. 

Click here to request your free First Time Buyer Guide. 

First Time Buyer Client Review 

‘We were first time buyers looking for advice.Stuart found a mortgage for us, explained the mortgage market and the technical terms. and assisted us with life insurance.

Exceeded expectations, without Stuart I think the process of getting on the housing market would be much more stressful and probably more expensive in the long run.

Completely happy with the service provided. Stuart and Sami were quick to respond to emails and happy to talk on the phone or for me to drop in’  Mr and Mrs P, Plymouth


If you’re interested in a First Time Buyer Mortgage, you can call Ocean Mortgages Ltd now on 01752 658906 or 07773 422220 for advice and assistance.