First Time Buyer Mortgages

We were first time buyers looking for advice. We are completely happy with the service provided. Stuart and Sami were quick to respond to emails and happy to talk on the phone or for me to drop in.

Exceeded expectations, without Stuart I think the process of getting on the housing market would be much more stressful and probably more expensive in the long run.

Mr and Mrs P, Plymouth.


First Time Buyer


Ocean Mortgages specialise in helping First Time Buyers purchase their dream home.

Many First-time buyers have no experience of the home buying process and need additional help and advice which we are delighted to provide.

This may include information on the costs and timescale involved in a first move, as well as advice navigating the huge array of products available.







How can we help?

We can help with:

Help to Buy (including Forces Help to Buy)

Right to Buy

Parental deposit Mortgages

Guarantor Mortgages (which allows more to be borrowed by the First Time Buyers with a close relative also on the mortgage)

We give free initial advice to show you how much you can borrow and what schemes are available to you to purchase your first home. This can then help you narrow down your search to the right price categories and areas.

We then produce a free Decision In Principle certificate for you which you can show to an Estate Agent, Vendor or New Home developer such as at Sherford.

We have produced a brochure to help First Time Buyers. It includes details of all stages of the house buying process to help you understand what you need to do and at what stage to purchase your new property.

Click below to request your free guide.