Mortgage Protection


‘Working in health care made me realise how important life Insurance is. Stuart was very helpful and advised me with the best option. Explained everything to smallest detail, couldn’t fault his job absolutely excellent. Very knowledgeable.’ 

Miss F, Plymouth. 



A mortgage is the single biggest commitment that any of us is likely to have. Borrowing tens of thousands of pounds over a period of usually 25 years or more is a huge undertaking. Ensuring our Clients have the correct protection in place is something we feel passionate about. 

What if, for an unexpected reason, you are unable to pay the monthly mortgage payment? It is recommended that everyone with a mortgage has at least three to six months salary saved in an instant access account to cover such eventualities. However, how many people are able to do this?

If you were to die or suffer a Critical Illness, how long would your partner be able to pay the mortgage for on their own? How long would the savings last?

We can give you advice on a whole range of solutions to help should such eventualities occur. No-one wants to think for too long about their own mortality, but we know that 1 in 2 of us is going to be diagnosed with cancer in our lifetimes.

Are you and your loved ones protected if it is you?

Types of Protection cover

If you were to suffer from a non-critical illness or injury (such as a leg break or depression), how long would your employer still pay you for? If you are self-employed, how long would your savings last and the business still be able to run?

We can help with all types of protection cover:

Buildings & Contents Insurance.

Life Cover.

Critical Illness Cover.

Income Protection.

Business Protection including Shareholder Protection.

Mortgage Protection Insurance.

Are you interested in Protection? You can call Ocean Mortgages Ltd now on 01752 658906 or 07773 422220 and receive great advice on all Protection cover.