Moving home can be a stressful experience. This is often because there are so many different aspects of the house buying process. At Ocean Mortgages, the main role of our team is to minimise your stress by ensuring a smooth process every time.
We achieve this via excellent organisation and communication. At all stages of the process we keep you updated with the progress of your application. We also ensure that if any issues arise, they are dealt with quickly and efficiently.
We arrange an initial meeting with you, during which we complete a Fact Find document. This enables us to find out more about you and tailor our advice to your individual needs. We then search the whole mortgage market to find the deals most suited to your needs. Once we have given our advice and agreed on the correct course of action, we then work tirelessly to get the mortgage offer issued by the lender and sent to you and your solicitor.
We do not just help obtain a mortgage offer though. Our personal service ensures that we help you with all aspects of the home buying process. This includes helping you find an efficient, reliable local solicitor and liaising with your Estate Agent to ensure your new home is purchased with as little stress as possible.
We can also help arrange the Building and Contents insurance for your new property and ensure that all your protection (whether that be Life Cover, Critical lllness cover or Income Protection) are updated for your new circumstances.
If you are at the early stages of looking around for a new home, contact us and we can arrange an ‘Agreement in Principle’ from a lender.
This will help prove to prospective vendors and estate agents that you are in a strong position to buy. This will ensure that any offer you make is taken seriously and can help to remove the property from the market for you.
Home Mover Client Review
‘I had an adverse credit rating and was looking to move home
Stuart has exceptional knowledge of the available lenders on the market, with a prompt, professional service.
The advice we were given has helped us to forward plan to achieve our goal in the future.’
Mrs P, Tavistock