Specialist Buy To Let

Our range of specialist buy to let mortgages cater for borrowers who may not fit the high street lending panel for a variety of reasons, most commonly:

Borrowers:

N

Portfolio applications

N

Adverse credit

N

First time landlords

N

Customers wishing to borrow during retirement

N

Trusts and Partnerships

N

Expats

N

LTD companies, LLPs, SPVs, Partnerships

N

Income from any legal source

N

Capital raising for business purposes

N

Let to buy

N

No minimum income

N

Loans for up to four borrowers

N

No credit scoring

N

Both freeholder and leaseholder

Properties:

N

HMOs and MUBs

N

Adjoining borrowers’ home

N

Non owner occupiers

N

Builder’s incentives

N

Holiday lets / student lets

N

In need of light refurbishment

N

Over commercial

N

Studio flats (no restriction in sq ft)

N

Multi-let on one title